Monthly Deductions
2026 rates verified against Revenue.ie on 31 Aug 2026
Quick Answers
On a €40,000 gross salary, this is entirely inside the standard 20% income tax band, below the €44,000 higher-rate cut-off. That works out to roughly €2,799/month take-home after PAYE Income Tax, USC and PRSI (2026, single filer). Enter your own salary above for an exact estimate.
What is an Ireland take home salary calculator?
It estimates how much of your gross pay you keep each month after PAYE Income Tax, USC (Universal Social Charge), and employee PRSI. It is a planning tool, not a substitute for your payslip or Revenue.ie.
Which tax year does this use?
Tax year 2026, verified directly against Revenue.ie for income tax bands, USC bands, and the Employee Tax Credit. Single filers only — married or civil partnership joint assessment is not yet modeled.
How is Income Tax calculated?
20% on income up to €44,000 (single person), 40% above it. The Personal Tax Credit (€2,000) and Employee Tax Credit (up to €2,000) then reduce the tax owed.
What is USC?
Universal Social Charge, applied to total income of €13,000+, at 0.5% on the first €12,012, 2% on the next €16,688, 3% on the next €41,344, and 8% on the balance.
How is PRSI calculated?
Employee Class A PRSI as a flat percentage of gross pay. Ireland has scheduled PRSI rate increases through 2026 and 2027; this calculator uses the rate in effect for most of 2026.
What do Bonus and RSU fields do?
They subtract annual amounts from your headline gross so tax, USC, and PRSI run on the remaining salary slice only. They don't separately calculate tax on bonus or equity.
Will my payslip match these numbers?
Often close, but payslips reflect your specific tax credits, benefits in kind, pension arrangements, and payroll timing. Rely on your payslip or Revenue.ie's myAccount for authoritative amounts.
Is this official Revenue.ie advice?
No. In-Hand.net is an independent calculator for education and planning. Married/civil partnership assessment, the Home Carer Tax Credit, and the 2026 auto-enrolment pension scheme are not yet modeled. Always confirm with Revenue.ie or a qualified tax professional.
Take home calculator by Ireland gross salary band
Pre-filled take home salary calculators for popular annual gross salaries (shown in € thousands). Each band opens the Ireland take home calculator with net pay after Income Tax, USC, and PRSI (tax year 2026).