Monthly Deductions
2026 rates verified against Revenue.ie on 31 Aug 2026
Quick Answers
Ireland tax rates 2026 used by this calculator
| Income tax — standard rate | 20% up to €44,000 (single person) |
|---|---|
| Income tax — higher rate | 40% above €44,000 |
| Personal Tax Credit | €2,000 |
| Employee (PAYE) Tax Credit | €2,000 |
| USC | 0.5% up to €12,012; 2% up to €28,700; 3% up to €70,044; 8% above €70,044 — none if total income is €13,000 or less |
| PRSI (Class A employee) | 4.2% until 30 September 2026; 4.35% from 1 October 2026 |
Tax year 1 January to 31 December 2026. Rates checked against Revenue.ie on 31 August 2026.
What is an Ireland take home salary calculator?
It estimates how much of your gross pay you keep each month after PAYE Income Tax, USC (Universal Social Charge), and employee PRSI. It is a planning tool, not a substitute for your payslip or Revenue.ie.
Which tax year does this use?
Tax year 2026, verified directly against Revenue.ie for income tax bands, USC bands, and the Employee Tax Credit. Single filers only — married or civil partnership joint assessment is not yet modeled.
How is Income Tax calculated?
20% on income up to €44,000 (single person), 40% above it. The Personal Tax Credit (€2,000) and Employee Tax Credit (up to €2,000) then reduce the tax owed.
What is USC?
Universal Social Charge, applied to total income of €13,000+, at 0.5% on the first €12,012, 2% on the next €16,688, 3% on the next €41,344, and 8% on the balance.
How is PRSI calculated?
Employee Class A PRSI as a flat percentage of gross pay. Ireland has scheduled PRSI rate increases through 2026 and 2027; this calculator uses the rate in effect for most of 2026.
What do Bonus and RSU fields do?
They subtract annual amounts from your headline gross so tax, USC, and PRSI run on the remaining salary slice only. They don't separately calculate tax on bonus or equity.
Will my payslip match these numbers?
Often close, but payslips reflect your specific tax credits, benefits in kind, pension arrangements, and payroll timing. Rely on your payslip or Revenue.ie's myAccount for authoritative amounts.
Is this official Revenue.ie advice?
No. In-Hand.net is an independent calculator for education and planning. Married/civil partnership assessment, the Home Carer Tax Credit, and the 2026 auto-enrolment pension scheme are not yet modeled. Always confirm with Revenue.ie or a qualified tax professional.