In-Hand™ Germany Salary Calculator

It estimates how much of your gross pay you keep each month after Lohnsteuer (income tax), the Solidaritätszuschlag, optional church tax, and mandatory Sozialversicherung (pension, health, unemployment, and long-term-care insurance).

All six. I (single), II (single parent, with the €4,260 Entlastungsbetrag), III (married higher earner — Splitting tariff), IV (married, similar incomes), V (married lower earner, partner on III) and VI (second job, no allowances) use the §39b withholding method, including the Vorsorgepauschale and the class V/VI difference method. Children reduce the Soli and church-tax base and the long-term-care rate. This is the payslip view: married couples on III/V or IV/IV settle the difference on their joint return.

Using the exact §32a EStG formula — a continuous progressive function, not a simple bracket table — verified against the official statute text for tax year 2026.

A surcharge on income tax. Income tax below €20,350 pays no Soli at all; above that, Soli phases in gradually through a mitigation zone rather than jumping straight to the full 5.5%.

The income tax and Soli formulas are verified directly against the official statute. Pension, health, unemployment, and long-term-care insurance rates are secondary-sourced estimates and have not been independently checked against BMF or GKV rate notices — treat them as approximate.

No. In-Hand.net is an independent calculator for education and planning. It is not a substitute for your payslip, your Finanzamt, or a qualified Steuerberater.