Irish Salary Calculator & Take-Home Pay Guide
Whether you searched for an Irish salary calculator, a take-home pay calculator, a net pay calculator, or you're just trying to figure out your take-home pay in Ireland, you're after the same number: what actually lands in your bank account after PAYE Income Tax, USC, and PRSI come out of your gross salary.
What does an Irish salary calculator actually work out?
It starts from your gross salary (what's on your contract/offer letter) and subtracts three things to reach your take-home pay (also called net pay or bring-home pay):
- PAYE Income Tax — 20% up to the standard rate cut-off (€44,000 for a single person), 40% above it, reduced by your tax credits.
- USC (Universal Social Charge) — a separate charge on gross income above €13,000, in four bands from 0.5% to 8%.
- PRSI (Pay Related Social Insurance) — Class A employee PRSI, a flat percentage of gross pay.
Whatever's left after those three is your take-home — calculate your exact number here.
Contractor and part-time pay calculators
If you're searching for a contractor salary calculator or contractor pay calculator, the same PAYE/USC/PRSI math applies once your contract income is run through payroll as employment income — this calculator covers that case. It doesn't currently model umbrella-company fees, sole-trader/self-assessment income, or company dividends.
Nanny payroll calculator and household employer searches usually mean the same PAYE/USC/PRSI deductions applied to a domestic employee's gross pay — this calculator works for that too, just enter the gross figure agreed with the employee.
Frequently asked questions
What's the difference between an Irish salary calculator and a take-home pay calculator?
None, in practice — they're two names for the same calculation: gross salary minus PAYE Income Tax, USC, and PRSI, leaving your net (take-home) pay.
How do I estimate my take-home pay in Ireland?
Enter your gross annual salary into the Irish salary calculator. It applies the 2026 income tax bands, USC bands, and Employee PRSI automatically and shows your monthly take-home.
Is there a free net pay calculator for Ireland?
Yes — this calculator is free, requires no sign-up, and is verified directly against Revenue.ie's published rates for 2026.
Does this work as a contractor pay calculator?
Yes, for contract income paid through PAYE payroll. It doesn't model umbrella-company deductions or self-employed/sole-trader tax, which follow different rules.