Equivalent salary using Purchasing Power Parity (PPP) — compare any two cities worldwide and see what your salary really means.
All of these terms describe the same tool. A PPP calculator (also called a purchasing power parity calculator, purchase parity calculator, or PPP salary converter) compares salaries using real purchasing power instead of the raw currency exchange rate.
In-Hand's calculator does exactly this—enter your current city, salary, and destination, and it returns the equivalent salary you'd need to maintain the same lifestyle, along with a cost breakdown by housing, food, transport, healthcare, and utilities.
Most PPP calculators only give you a single, country-wide PPP index—one number for all of "India" or all of "the USA." That hides huge differences within a country: the cost of living in Mumbai is nowhere close to a Tier-2 Indian city, and the cost of living in San Francisco is nowhere close to rural Ohio, even though a country-level index treats them the same.
In-Hand's calculator compares city to city, not country to country, using PPP data across 83 cities in 28 countries. That gives you a far more accurate equivalent salary than a national average—especially since where you live within a country matters more for your actual cost of living than which country you're in.
In formula form: Equivalent salary = Your salary × (Destination city's PPP index ÷ Origin city's PPP index).
Example: ₹30L in Bangalore × a ~4.2x PPP multiplier ≈ $150K equivalent in San Francisco — enough to maintain the same lifestyle, even though the plain currency exchange rate alone suggests only ~$36K.
PPP data updated for 2026 · Sourced from Numbeo & World Bank
Purchasing Power Parity (PPP) is an economic theory that compares the relative value of currencies based on what you can actually buy with them. It's not about exchange rates—it's about real purchasing power.
For example, if you earn ₹30L in Bangalore and move to San Francisco, you might need $150K to maintain the same lifestyle, even though the exchange rate suggests ₹30L equals only $36K. This is because:
Our calculator uses real-world PPP data from sources like Numbeo, World Bank, and city-specific cost-of-living indices to give you accurate equivalent salaries.
Our calculator uses real-world data from multiple sources:
Accuracy factors:
Note: This is a planning tool. Actual costs will depend on your specific lifestyle, neighborhood choice, and spending patterns.
Enter your current in-hand (take-home) salary or your gross salary before taxes. The calculator works with both:
Don't use CTC (Cost to Company): CTC includes benefits, insurance, and other components that don't directly affect your day-to-day purchasing power. For lifestyle comparison, use your actual take-home or gross salary.
Pro tip: If you're comparing job offers, use gross salary. If you're planning a move, use in-hand salary to see what you'll need to maintain your current lifestyle.
We support cities across multiple countries (e.g. India, USA, Australia, UK, UAE) with reliable PPP data. You can compare any city to any other city—e.g. Melbourne to San Jose, Bangalore to London. If your city isn't listed:
We're expanding: We're continuously adding more cities based on user demand. Popular requests get prioritized.
In 2026–2027, the equivalent salary needed depends on your specific city pair. As a benchmark:
These figures account for the latest Purchasing Power Parity data, cost-of-living indices, and housing prices. Use the calculator above for a precise equivalent tailored to your exact city pair and salary.
Forward-looking note: PPP data is updated quarterly. The 2026–2027 figures reflect current market conditions and are expected to remain broadly stable barring major economic shifts.
Yes—this is a general-purpose PPP calculator, not an India-only tool. You can compare any two of the 83 supported cities across 28 countries, regardless of where you're moving from or to.
For example:
Use the calculator above for your exact city pair—India is just one of dozens of supported countries, not a requirement.
Savings potential shows how much more (or less) you could save monthly and annually in the destination city compared to your current city, assuming you maintain the same lifestyle.
Positive savings: If the destination city is cheaper, you'll see how much extra you could save each month. This is useful for:
Negative savings: If the destination is more expensive, it shows how much more you'd need to earn to maintain the same savings rate.
Important: This calculation assumes you maintain the same lifestyle. In reality, you might adjust your spending patterns in the new city (e.g., eating out more in SF, or saving more on housing in Austin).
Partially. The calculator focuses on purchasing power (what you can buy), not tax optimization. Here's what to know:
What to do:
Pro tip: For a complete picture, compare both the PPP equivalent (this calculator) and the tax-adjusted take-home (salary calculator) to make informed decisions.