In-Hand Logo
In-Hand™
PPP Salary Calculator

PPP Salary Calculator

A PPP salary converter for 83 cities — not a World Bank country average. See the salary that keeps your lifestyle when you move. How the numbers work.

₹
Enter amount like 30L, 1.5Cr, or $200K

International equivalents

£70K London → New York SGD 120K Singapore → London AED 300K Dubai → Sydney $150K New York → Singapore $150K New York → London £70K London → Singapore A$150K Sydney → London $120K Austin → London $200K San Francisco → London £70K London → Dubai $150K New York → Sydney SGD 120K Singapore → Sydney

How city PPP works — why this is not a World Bank country average.

Frequently Asked Questions

Is this a PPP calculator, purchasing power parity calculator, or PPP salary converter?

All of these terms describe the same tool. A PPP calculator (also called a purchasing power parity calculator, purchase parity calculator, or PPP salary converter) compares salaries using real purchasing power instead of the raw currency exchange rate.

In-Hand's calculator does exactly this—enter your current city, salary, and destination, and it returns the equivalent salary you'd need to maintain the same lifestyle, along with a cost breakdown by housing, food, transport, healthcare, and utilities.

Why does this calculator compare cities, not just countries?

Most PPP calculators only give you a single, country-wide PPP index—one number for all of "India" or all of "the USA." That hides huge differences within a country: the cost of living in Mumbai is nowhere close to a Tier-2 Indian city, and the cost of living in San Francisco is nowhere close to rural Ohio, even though a country-level index treats them the same.

In-Hand's calculator compares city to city, not country to country, using PPP data across 83 cities in 28 countries. That gives you a far more accurate equivalent salary than a national average—especially since where you live within a country matters more for your actual cost of living than which country you're in.

How is my PPP-equivalent salary calculated?

  1. We take your current salary and origin city.
  2. We look up the Purchasing Power Parity (PPP) price-level index for your origin and destination cities, built from real housing, food, transport, healthcare, and utility costs (sourced from Numbeo and World Bank PPP data).
  3. We compute a PPP multiplier = destination city's PPP index ÷ origin city's PPP index.
  4. We apply that multiplier to your salary, then convert to the destination currency at the current exchange rate, to get your PPP-equivalent salary.

In formula form: Equivalent salary = Your salary × (Destination city's PPP index ÷ Origin city's PPP index).

Example: £70k in London is not “£70k × USD/GBP.” It is £70k scaled by New York’s price level relative to London’s, then converted at the market FX rate. Two US cities can therefore need very different dollars for the same London lifestyle.

PPP data updated for 2026 · Sourced from Numbeo & World Bank

What is Purchasing Power Parity (PPP) and why does it matter?

Purchasing Power Parity (PPP) is an economic theory that compares the relative value of currencies based on what you can actually buy with them. It's not about exchange rates—it's about real purchasing power.

For example, £70k in London is not the same lifestyle as $70k × the USD/GBP rate in New York — housing, food, and transport sit at different price levels. That is also why Austin and San Francisco need very different dollars for the same London life.

  • Housing is usually the gap between two cities in the same country
  • Food, transport, healthcare and utilities move the multiplier the rest of the way
  • FX comes last — after the city PPP ratio, not instead of it

Our calculator uses real-world PPP data from sources like Numbeo, World Bank, and city-specific cost-of-living indices to give you accurate equivalent salaries.

How accurate is this calculator?

Our calculator uses real-world data from multiple sources:

  • Cost of Living Indices: Numbeo, Expatistan, and city-specific databases
  • PPP Multipliers: World Bank PPP data adjusted for city-level variations
  • Housing Data: City-level rents and housing indices, not a national average
  • Salary Benchmarks: Glassdoor, Payscale, and industry-specific surveys

Accuracy factors:

  • Data is updated quarterly to reflect current market conditions
  • Calculations account for lifestyle differences (eating out, transportation preferences)
  • Results are within ±10-15% of actual requirements for most users
  • Your personal spending habits may vary—use this as a starting point

Note: This is a planning tool. Actual costs will depend on your specific lifestyle, neighborhood choice, and spending patterns.

Which salary should I enter—gross or take-home?

Enter your current take-home salary or your gross salary before taxes. The calculator works with both:

  • Take-home salary: What you actually receive after all deductions. This gives you the most accurate equivalent for maintaining your current lifestyle.
  • Gross salary: Your salary before taxes and deductions. The calculator will show you the equivalent gross salary needed in the destination city.

Pro tip: If you're comparing job offers, use gross salary. If you're planning a move, use take-home salary to see what you'll need to maintain your current lifestyle.

Why can't I find my city in the list?

We support cities across multiple countries (e.g. India, USA, Australia, UK, UAE) with reliable PPP data. You can compare any city to any other city—e.g. Melbourne to San Jose, Bangalore to London. If your city isn't listed:

  • Try nearby major cities: Costs are often similar within metropolitan areas (e.g., use San Francisco for Oakland, or Mumbai for Navi Mumbai)
  • Check for alternative names: Some cities have multiple names (e.g., "Bangalore" vs "Bengaluru")
  • Use the closest match: For smaller cities, use the nearest major city as a proxy

We're expanding: We're continuously adding more cities based on user demand. Popular requests get prioritized.

What salary do I need to move abroad and keep my lifestyle?

It depends on the cities, not just the exchange rate. A country-wide cost-of-living index treats San Francisco and rural Ohio as the same place; this calculator does not.

Enter your current city, salary, and destination. The result is the salary that preserves your purchasing power after housing, food, transport, healthcare, and utilities — then converted at the market FX rate.

Pair it with the destination country's take-home calculator if you also need tax and social charges: United States, Australia, Canada, Germany, Ireland, Netherlands, New Zealand, Singapore, United Kingdom . How city PPP is calculated.

How is this different from a World Bank country PPP calculator?

World Bank private-consumption PPP is built for comparing countries in the aggregate. Offer letters are city-specific. We overlay city-level costs (housing is usually the gap) on those series so London→New York is not the same number as London→Austin.

Full write-up: How city PPP works.

Does this work for non-India comparisons, like UK to Dubai or US to Singapore?

Yes—this is a general-purpose PPP calculator, not an India-only tool. You can compare any two of the 83 supported cities across 28 countries, regardless of where you're moving from or to.

For example:

  • £60K in London → ~AED 280K–320K in Dubai to maintain the same lifestyle
  • $130K in Austin → ~S$150K–170K in Singapore
  • €70K in Berlin → ~$85K–95K in Toronto

Use the calculator above for your exact city pair—India is just one of dozens of supported countries, not a requirement.

What does "savings potential" mean in the results?

Savings potential shows how much more (or less) you could save monthly and annually in the destination city compared to your current city, assuming you maintain the same lifestyle.

Positive savings: If the destination city is cheaper, you'll see how much extra you could save each month. This is useful for:

  • Planning early retirement (FIRE)
  • Building a larger investment portfolio
  • Paying off debts faster
  • Saving for major expenses (house, education, etc.)

Negative savings: If the destination is more expensive, it shows how much more you'd need to earn to maintain the same savings rate.

Important: This calculation assumes you maintain the same lifestyle. In reality, you might adjust your spending patterns in the new city (e.g., eating out more in SF, or saving more on housing in Austin).

Does this account for tax differences between countries?

Partially. The calculator focuses on purchasing power (what you can buy), not tax optimization. Here's what to know:

Pro tip: For a complete picture, compare both the PPP equivalent (this calculator) and the tax-adjusted take-home (salary calculator) to make informed decisions.